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truvida-recovery-How-to-Get-Insurance-to-Pay-for-Drug-Rehab-photo-of-two-men-discussing-thingsAddiction and drug abuse are one of the number one causes of hospitalization, injury, and death in the United States. Today, an estimated 18.5 million individuals have a substance use disorder, requiring drug rehab or alcohol treatment. Yet, statistically, only 11% of us ever get that help. Most of us cite the high costs of medical care over 30-90-day hospitalized stays and ongoing care. Yet, with most insurance programs offering significant assistance for rehab, that excuse is less valid than you might think.

Today, western medicine is rapidly recognizing addiction for what it is, a mental behavioral disorder compounded with chemical dependence. This scientific view allows us to separate addiction from the long-held belief that substance abuse is a personal failing, shameful, or something to hide. It means that if you struggle with a substance, you can walk into a treatment center and get help just like you would for anxiety, depression, or any other mental health problem. Part of that shift is the fact that your treatment will be covered, at least in part, by your insurance provider, just like with any other medical treatment. This is required, by law, for as long as the Affordable Care Act (Obamacare) remains in place. The following information will help you figure out how to get your insurance to pay for drug rehab.

What Parts of Drug Rehab Do Insurance Companies Cover?

There are many different types of drug rehab, ranging from very basic bare-bones outpatient treatment centers to high-end, luxury, celebrity retreats. Most of us want something in between, able to offer distance from the stress and responsibility of daily life so we can focus on recovery, but at an affordable rate. Most insurance will help you there. If you’re going for basic rehab, you can expect your insurance to cover 30-90% of costs. You should expect that your insurance will use copays and deductibles and plan for this when calculating total costs of rehab.

Detox Detox, or medically assisted withdrawal, is a period of controlled withdrawal with medical monitoring and sometimes medication. This ensures that you move through the most physically dangerous aspect of drug addiction recovery as safely as possible. In many cases, detox is medically necessary and prevents further complications and more incurred costs, so your insurance provider will cover at least part of it.

Outpatient Care – Outpatient drug treatment is a relatively light drug treatment program where you visit a therapist, attend classes, and see counselors in the morning or night, but otherwise stay at home. This type of program allows you to go to work, take care of responsibilities, and mostly continue your daily life. Most insurance providers cover this type of treatment.

Inpatient Care – Not all insurance providers will cover inpatient care, however, many do. Inpatient or residential care includes hospitalization for a period of 28-90+ days, where you are able to receive intensive care. This can improve outcomes, especially for heavily addicted persons, but isn’t necessary to provide good outcomes for anyone with a good family support network, housing, and the ability to manage stress at work and at home. This means some insurance companies will see it as a luxury service while others see it as necessary for specific cases.

Many insurance companies maintain individual policies for:

  • Specific rehab clinics – Some only cover specific clinics or specific doctors. If you have a Health Maintenance Organization (HMO) provider rather than a Preferred Provider Organization (PPO), you’ll also have to make sure you can get your primary physician to refer you to the treatment center before your insurance will cover it.
  • Screening – Some insurance providers see screening as part of care, others expect you to do this with your primary care provider.
  • Residential Stays – Your provider may cover outpatient stays with a clinic but not inpatient or residential stays. Check individual policies per clinic to be sure.
  • Maintenance/Ongoing Therapy – Not all providers cover ongoing or maintenance therapy. This is important because aftercare is normally an essential part of long-term recovery.

Not every insurance company will cover every type of rehab. Some only cover outpatient programs. Individuals with high premiums might find their insurance covers a fair amount of luxury as well. Eventually, it’s important to check your provider’s policies, call them, or review their website for more information. They are, however, required by law to cover at least part of the treatment.

Get Your Questions Answered Now.

What to Ask Your Insurance Provider

truvida-recovery-How-to-Get-Insurance-to-Pay-for-Drug-Rehab-photo-of-a-woman-talking-to-an-insurance-agentThe best way to find out what your insurance provider covers is to simply ask them. Most of us will be at least a little ashamed to ask about drug addiction treatment, even if asking for a friend or family member. That’s okay. Your provider is accustomed to dealing with medical requests like this one on a daily basis.

Call your insurance provider and be specific with questions. Be to the point and ask about specific circumstances rather than broad questions that “might” answer your question. Many insurance providers use very specific policy regarding individual treatments and treatment centers.

You should ask:

  1. For a list of all covered rehab centers in your area
  2. How many days of treatment are covered under your plan?
  3. Ask about Copays, Deductibles, and what percentage of treatment is covered
  4. About whether inpatient care is covered
  5. About which types of treatment are covered (e.g., therapy, family therapy, etc.)
  6. If MAT (medication assisted treatment) programs are covered
  7. If detox is included in coverage

In most cases, these questions should give you a very good idea of what you can expect, which rehab centers you can choose from, and how much you can expect to pay. You may want to request a written letter from your doctor, having them recommend a rehab facility to you and listing reasons you should go to that specific treatment center.

So long as your insurance provider covers the rehab center you’ve chosen, that’s all you have to do to get your insurance provider to pay for drug rehab. As stated, most providers will vary in coverage, so it is important to ask for specific details.

What to Do If You Don’t Have Insurance?

If you don’t have insurance, it’s important to apply for and get insurance before going to rehab. The Affordable Care Act mandates that providers must accept you, even with a pre-existing condition like drug addiction. Applying for coverage before seeking out therapy could significantly reduce the cost of attending rehab.

You can also seek out other options including:

Government Grants – There are numerous government and local grants offering financial assistance with substance abuse treatment. The Substance Abuse Prevention and Treatment Block Grant offered by SAMHSA is one of the best-known. Check your area or ask for assistance with your local city hall for more information.

Mental Health Parity and Addiction Equity Act of 2008 – This Act requires that companies with 50+ employees cover substance use disorders as part of insurance. Your employer may be required to cover treatment for you.

Financing – Many organizations specifically finance drug treatment recovery. It is critical to look into these programs as some may offer very high interest, which you are not likely in a position to take on.

Medicare/Medicaid Medicare and Medicaid cover treatment for individuals under 19 or over 65 and those with an income below the poverty line. You will have to attend a state-based program, typically offered on an outpatient basis.

Millions of American struggle with drug addiction and abuse. There’s no shame in admitting you have a problem and getting help. In fact, some insurance programs will even cover a part of an intervention, simply because it costs them less to get patients into treatment sooner. Your insurance provider is legally required to cover at least part of your drug rehab. All you have to do is make the call and get started. Good luck with your recovery journey.

Get More Information

Dr. Venice Sanchez

Ph.D., LMFT

Clinical Outreach Specialist, Europe Division

Dr. Sanchez works closely with Truvida Recovery patients regarding substance abuse and related mental illnesses and creates a supportive, cooperative and informed therapeutic environment. Her areas of expertise include Substance Dependence, Dual Diagnosis, Depression, Bipolar Disorder, Schizophrenia, Generalized anxiety disorder, Panic Disorder, Bereavement, Acute stress disorder, and more. Ms Sanchez has extensive training with experts in the field of Substance Abuse, and mood and thought disorders underlying the substance use. She received a Bachelor’s degree from University of California, Los Angeles and Medical Degree from Michigan State University College of Human Medicine. She continues training at the UC Irvine Psychiatry Residency Program and has been recognized with the Outstanding Resident of the Year Award.

Jaime Askew

LMFT, LPCC

Clinical Director

Ms. Askew is a Licensed Marriage and Family Therapist and Licensed Professional Clinical Counselor who has been working in the field treating substance abuse and mental health issues for over twenty years.  She obtained a Master’s degree in Clinical Psychology, with an emphasis in Marriage, Family, & Child Counseling from Pepperdine University and was among the first to obtain the LPCC license in the state of California.  She has been providing clinical supervision and training to interns, conducting workshops, and is a certified Trauma therapy trainer.  Her areas of expertise include working with legal issues, court ordered treatment, family preservation, trauma therapy, cognitive behavior therapy, family systems, social skills training, play therapy, and career/ vocational counseling.  Her passion is in advocating for at risk populations, holistic healing, and treating the underlying, core issues to help individuals achieve their maximum potential and happiness.  Jaime’s extensive experience and passionate leadership is of extreme importance to the overall TruVida clinical program, and her hands-on guidance of our clinical team insures that each patient is receiving optimal therapeutic treatment and care.

John Biroc

Consulting Psychologist

Dr. Biroc has a broad base of mental health and addiction recovery training and experience. He has supervised and taught therapists in various methodologies of effectively working with groups and individuals during therapy. He created and set up new group structures and trained staff in understanding the challenges of addiction recovery. He also helped develop curricula in Sociodrama and Psychodrama. Dr. Biroc is devoted to breaking paradigms that prevent progress in the path to lasting recovery. He is a member of the Nat’l Association of Marriage and Family therapists, and has a Ph.D. degree in Psychology, and a M.S. degree in Counseling from USC.

Dr. Nader Siahdohoni

Consulting Psychologist

Ph.D.

Dr. Nader is one our esteemed consulting Psychologists who provides our Clients with various breakthrough therapy’s that focus the functional systems including neurons, neurotransmitters, and certain brain waves that enable the way we think, behave, move, feel, and maintain homeostasis. Such therapy’s include NeuroMax neurofeedback, the state of art integrated technology in Neurofeedback, combinations of wireless Electroencephalogram (EEG), real time brain mapping and a unique and exceptional neuropathway therapy called “Visual Concentration Attention Therapy (VCAT)”. Dr Nader graduated from Walden University.

Tiffany Agra

Therapist

LMFT #103693

Ms. Agra is a Cognitive Behavioral Therapist, who has been working with individuals, couples, families, and groups for the past seven years. Her other therapeutic approaches include Narrative Therapy, Family Systems Theory, Psychodynamic dream interpretation, and Gestalt Psychology. She has also been a Guest Speaker at other organizations. This unique background has made her effective at helping clients overcome the grip of substance addiction. Tiffany obtained two Bachelor’s degrees from the University of California, Davis, and her Master’s degree from the California State University, Long Beach. She has worked for both the county of Orange and Riverside, helping those who struggle with addiction and mental illness. In addition to providing evidenced-based approaches to the clinical program at Truvida Recovery, she brings her compassion as a fellow addict in recovery; living proof that we do get better!

Deborah Wieland

Therapist

MS, LMFT #96864

Ms. Wieland is an Eclectic EMDR Therapist, using R-TEP and G-TEP, and specializes in several modalities in treating Substance Use issues, Dual Diagnosis, Complex Trauma, and Severe Mental illness. Deborah also provides several types of therapy such as Psychodynamic, Rogerian, CBT, DBT, IFS, PICT, MI, Grief Recovery, Sand Tray, and Attachment Theory to help her patients achieve mental wellness and a sober lifestyle.

She has worked with Psychiatric Hospitals providing crisis interventions and psychotherapy to those struggling with substance abuse issues, mental health issues, and domestic violence. She completed her undergraduate and graduate studies at Vanguard University of Southern California. She has a Bachelor of Arts in Psychology, Summa Cum Laude and a Master of Science in Clinical Psychology. She is currently completing her Doctoral studies in Clinical Psychology at Cal Southern University. Deborah is an active member of EMDRIA, California Association Marriage Family Therapist (CAMFT), American Association of Christian Counselors (AACC), and Psi Chi International Honors Society of Psychology.

Ashley McLaughlin

LMFT Therapist

Ms. McLaughlin is a Licensed Marriage and Family Therapist specializing in EMDR therapy. She brings over ten years of experience working in the field of addiction to the Truvida Team. She obtained a Master’s degree in Clinical Psychology, with an emphasis in Marriage and Family Therapy from Pepperdine University and has two Bachelor’s degrees in Psychology and Economics from University of California, San Diego. Ms. McLaughlin was trained in EMDR in 2013 and since has been helping individuals process through past traumatic experiences that have contributed to current struggles with substance abuse and mental health symptoms. Her extensive experience and passion for this field has helped guide individuals through the process of recovery in order to experience freedom from their past and a hope for their future.

Travis Taylor

Therapist

LMFT

Mr. Taylor is a Licensed Marriage and Family Therapist specializing in  Drug Abuse & Addiction,  PTSD, Anxiety, Bipolar Disorder, Borderline Personality, Codependency, Coping Skills, Depression, Dual Diagnosis. Taylor uses an integrative approach geared towards understanding self, specifically what drives one’s thoughts and behaviors. He excels in helping patients identify automatic thoughts that lead to specific feelings and undesired actions. Another useful approach stems from understanding how thoughts and behaviors are fueled by former messages that have been consistently reinforced. Travis has over 6 years of therapeutic practice and obtained a Master’s degree at Vanguard University.

Kat Johnson

AOD Counselor, Group Facilitator

With almost 10 years experience working at treatment centers, Kat Johnson shares her wisdom and passion for balanced living, creative writing, and meditation and how each plays a role in early recovery and beyond. Certified as a CADC II, and supported by a bachelors in psychology, Kat’s infectious energy brings her groups to life. She is grateful for every opportunity to spread health and wellness.

Emily Mayot

LCSW Therapist

Ms. Mayot is a licensed clinical social worker specializing in anxiety, depression, transitions, trauma, grief/loss and substance abuse. She has earned a bachelor in psychology from Cal State University Fullerton, and a master in social work at University of Southern California (USC). Emily has been trained in but not limited to CBT, CPT, Motivational Interviewing, and EMDR. Her experience stems from inpatient treatment centers, inpatient psychiatric hospitals, and outpatient community mental health.

Her style is compassionate, non-judgmental, down-to-earth, flexible and organized. The approach she takes is to meet you where you are at in the present moment and time. This creates more understanding and a strong collaboration in creating/accomplishing goals.

Lesley Richards

AOD Counselor, Interventionist

Ms. Richards began in this field of healthcare as a volunteer for substance abuse treatment centers and worked her way up from there. Lesley has dedicated her life to helping the suffering addict. It is her strong belief that everyone deserves to have the opportunity to have a safe and sober life.  She is very compassionate about her work as an addiction counselor, and has a strong commitment in helping patients struggling with addiction in developing healthy coping mechanisms, and developing new positive behavioral habits.  Her Group counseling sessions are highly sought after within the TruVida program.  Lesley is a Certified Alcohol and Drug Counselor (CADC), National Certified Intervention Professional (NCIP), Nationally Certified Recovery Coach (NCRC), and is a member of the California Consortium of Addiction programs (CCAP), as well as the International Association of Addiction Professionals.

Christine Green

Treatment Facilitator

Christine Green is a certified personal trainer, and yoga instructor. Ms. Green is dedicated to helping patients struggling with substance abuse transform their lives through a consciousness-based approach to body-in-motion fitness.

Christine passionately shares her 18 years experience with our clients by sharing her specialized Yoga & Energy Healing Program, which she has developed over the past 8 years of working directly with addicts and alcoholics. Her Yoga program facilitates integration of all the layers of life – environmental, physical, emotional, psychological, and spiritual with the primary initial goal of overcoming withdrawal symptoms and cravings from drug and alcohol dependency. TruVida is fortunate to have her as part of the team.

Allison Goode

Art in Recovery Counselor

Allison Goode is a lifelong resident of Laguna Beach and professional artist for over 15 years, and has developed a very successful and trans-formative Art in Recovery program in treatment facilities through out California. Her passion for the fine arts and helping others recover from substance abuse addiction is contagious. Allison has a unique ability to connect with clients through the creative process helping clients set positive goals for their recovery. Ms. Goode has studied Fine Art and Graphic Design at Laguna College of Art and Design, is a certified RADT1 technician, and is currently completing her CCAPP certification program.

Thomas Mladinich

Admissions Manager

Mr. Mladinich’s hard work ethic and dedication make him a key part of the TruVida team. Tom’s ability to connect and relate with others have allowed him to excel as admissions manager. His personal experience has allowed him to proudly serve those in need of recovery from addiction. Tom is eager to work with our clients and provide the experience, strength and hope that they need to find success in recovery.

Willie Sanchez

Operations Manager

Mr. Sanchez is a self-motivated professional with a positive attitude. He is actively involved in a 12 step fellowship. He effectively contributes to each Patient with their struggles with addiction. Willie is RADT1 certified counselor and has been educated at Long Beach City College.

Jose Flores

Program Manager

Mr. Flores is a highly motivated and hardworking team member with TruVida. He has several years of experience working in treatment helping individuals get back on track, achieving a lot of great results. He brings problem solving skills and experience to use everyday, and is proud and passionate about his profession as a RADT-I program manager.

Dr. Mitchell Naficy

Medical Doctor

Medical Director

Dr. Naficy is a Board Certified Family Physician with over 25 years of clinical experience. In 1985, he graduated from Rutgers University with a B.A. in Microbiology and French Literature. In 1990, he received his Medical Doctor degree, and in 1991 completed his post graduate training at the University of Southern California Medical Center. In 1998, he completed his residency at the University of California, Irvine Medical Center.

Dr. Naficy style of patient care involves caring for the person as a whole, rather than just treating a particular symptom or illness. Dr. Naficy has extensive experience in treating the physiological aspects of addiction detox and is highly respected in the field by both his colleagues and patients.

Sound Bath Therapy

Truvida’s sound bath treatment is a very effective experiential therapy that uplifts one’s body, mind and soul. Our certified Sound Healer plays crystal singing bowls as well as the gongs to stimulate various chakra centers.

For more than 50,000 years, sound has been used to heal, and motivate the human soul.  During a sound bath or sound healing session, one’s brain waves & breathing become regulated and synchronized, producing a deep sense of peace & well being. Bathing in sacred sound allows us to powerfully resonate with frequencies that allow us to balance & heal on all levels.

Sound therapy allows professionals to tackle addiction at a brainwave level, thus making it much easier for patients to achieve a meditative state and come to terms with their problems. Sound Therapy redresses imbalances on every level of physiologic functioning and plays a positive and powerful role in the treatment of virtually any medical disorder.

Substance Abuse can also lead to the development of a co-occurring condition (or vice versa) and cleansing the body of a substance isn’t always enough for a complete and lasting recovery. Patients must also address the physiological and emotional issues that may have led to the destructive behavior in the first place.

Evidence shows that the outcomes of sound therapy are extremely positive and beneficial to patients’ behavior, especially when doctors pair them with other scientific methods, such as individual therapy, behavioral therapy, and so on.

Natural Benefits Of Sound Therapy:

TruVida’s Sound Therapy is performed by Andrew Hubbard who is a certified Sound Bath practitioner and conducted multiple college level studies in Sound Therapy and Music theory.

Robert (Bobby) Nicholl

Admissions and Interventions

Bobby has spent over 15 years in the development and operations of several residential treatment centers in California. He is a Certified National Drug & Alcohol Interventionist, as well as a Registered Addiction Specialist. Mr. Nicholl is personally involved in Celebrate Recovery at Saddleback Church, Lake Forest, California. He says, “It’s the best thing that’s ever happened to him.” As Bobby says: “I’ve recently learned what really matters the most in life: God, my relationships, and my integrity. There is nothing more important!”

“If you have a hole in your life and your very inner being (your soul) feels empty and hungry? Then welcome, to Celebrate Hope, you’re at the right place for healing and restoration of mind, body, and spirit; we will provide you with a dignified setting and surround you with loving people. You’re going to get everything you need and even some of your wants while Celebrating Hope. Everywhere you look you’re surrounded by people who believe in you and believe you have what it takes to recover, heal, and be WHOLE. We believe in and love you because He (God) first believed in and loved us.” From day one, Bobby has focused treatment services on “What is in the best interest of the client?” With that in mind, the treatment team develops individualized treatment plans with each client’s specific needs in mind.

Charlie Grooms

Christian Pastor

Pastor Charlie leads our Christ – centered addiction treatment program dealing with men and women who are seeking restoration from drug and alcohol addiction through our Lord Jesus Christ. Our program is based entirely on the Word of God, the Bible, and all counsel originates from it. Our experience has been that with a solid grounding in the Bible and good Christian living skills, numerous men and women have been able to become productive, vital members of their community. Our primary focus is to establish, or strengthen, a relationship with our Lord Jesus Christ. Jesus is the only way to experience true freedom from the bondage of the sin of addiction

Charlie is originally from Columbus, Ohio where he attended a Christian college and then traveled across the country to California to continue his education at Bethel School of Ministry and graduated in 2015. Charlie has conducted interviews with TBN and other nation wide radio stations.

Michael Rosales

Case Manager – Christian Minister

Bio coming soon!

Dr. Ryan Wright

Psychiatrist, M.D.

Dr. Wright is a Board Certified Psychiatrist and a Board Certified Addiction Medicine Specialist currently practicing in Newport Beach, CA. He provides general psychiatric services for adult patients who are experiencing symptoms of depression, anxiety disorders, bipolar disorder, or thought disorders. For every new patient, Dr. Wright provides a comprehensive initial psychiatric assessment, and offers subsequent mental health treatment including medication management and individual psychotherapy.

Kim Brassett

LMFT Therapist

Ms. Kim Brassett is a Licensed Marriage and Family Therapist. She brings over 7 years of experience to the Truvida Team, and is EMDR Therapist. Her style is warm, supportive & positive and her philosophy is healing happens when the therapeutic relationship is collaborative, honest, compassionate, respectful and caring. She comes from a place of personal experience and a genuine desire to help make a significant improvement in the lives of the people with whom she works with. She provides a unique therapeutic approach to treat a wide variety of conditions including addiction & recovery, anxiety disorders, mood disorders, sexual abuse, trauma, grief and loss, relationship issues and life transitions. Kim works with clients from various cultures and backgrounds as well as all ages, and strives to create a supportive, safe environment where one can share their experiences, emotions, challenges.

Leah Dean

LMFT Therapist

Ms. Leah Dean is a Licensed Marriage and Family Therapist and is Certified in Dual Disorders. She brings over ten years of experience to the TruVida Team. Her therapies concentrate on Drug and Alcohol abuse/use, grief and loss, blended families, Dual Diagnosis, divorce recovery, Parent/Child Conflicts, grief and loss, interpersonal relationships, stress management, and Gay & Lesbian issues. Her goal it that each of her clients enrich their personal and relational growth as well as enhance their emotional healing. She utilizes Cognitive Behavioral Therapy (CBT) and believes that mind, body and spirit are essential components to healing. Her Psychotherapy provides the ceremonial time/space for honoring one’s movement thru important life passages. Leah utilize the 12-Step program/concepts to help deal with the difficult issues of drug and alcohol abuse/use, and incorporates spirituality as well as self actualization, and mindlfullness.